What is NFC (Near Field Communication)

In the realm of modern payment processing, Near Field Communication (NFC) has emerged as a groundbreaking technology that is transforming the way we conduct transactions. With its ability to facilitate seamless and contactless payments, NFC is a crucial tool in the toolkit of Fintech companies and Payment Service Providers (PSPs) operating in Europe and beyond. […]

What is a Chargeback

In the realm of payment processing, the term “chargeback” holds significant importance, especially within the context of the fintech industry. Chargebacks play a crucial role in safeguarding consumers’ rights and maintaining the integrity of payment transactions. Let’s delve into what chargebacks are, why they occur, and how they impact payment service providers and payment facilitators. […]

What is Tokenization

In the fast-paced world of fintech and payment service providers, ensuring the security of sensitive payment information is paramount. One of the revolutionary methods employed to achieve this is tokenization. Tokenization has emerged as a robust solution for safeguarding payment data while streamlining transactions. This article delves into the concept of tokenization in payment processing, […]

What is Chargeback Reason Code

In the realm of payment processing, chargebacks are a common occurrence that can significantly impact businesses, especially in the Fintech sector. Chargebacks are initiated by customers who dispute a transaction with their card issuer, leading to funds being reversed back to the customer’s account. To categorize the various reasons behind chargebacks, the industry employs a […]

What is Authorization

In the world of fintech and payment service providers, certain terms carry significant weight and importance. One such term is “authorization,” a fundamental concept in the realm of payment processing. This article aims to provide a clear and concise understanding of the term “authorization,” its significance, and its role in the payment processing ecosystem. What […]

What is ACK

In the world of payment processing, a multitude of technical terms and acronyms are used to facilitate seamless transactions. One such term is “ACK,” which stands for “Acknowledgment.” This seemingly simple term holds significant importance within the realm of fintech and payment service providers, playing a crucial role in ensuring the reliability and security of […]

PHP Code Example: Curl request to update the Company Descriptor

Updating and personalizing the ‘Company Descriptor’ field is an efficient way to provide better customer service, reduce transaction disputes, and subtly increase brand visibility, though its utility is limited to transactions processed by VISA and MasterCard. However, it’s important to note that the relevance of the ‘Company Descriptor’ field is specific to certain types of […]

Must-Use Plugins

Welcome to our comprehensive guide on Must-Use Plugins for IPP Payments. As avid users of this powerful payment processing platform, we understand the significance of plugins in extending the functionality of Merchant Portals. In this article, we will delve into the world of Must-Use Plugins, exploring their definition, purpose, and the reasons why they cannot […]

Automatic Login

Use our Automated Login procedure for a smarter and more streamlined process, if you are using multiple systems. Avoid the multiple login requirements, while still using our Merchant Portal. Send a POST request to our Login endpoint: https://api.ippeurope.com/company/login/ with the following parameters: partner_id={partner_id} username={username} password={password} Now calculate the expected Hash with the following credentials: md5($UserID.$SessionID.$HashKey) […]

What is PaySimple

PaySimple is a leading provider of cloud-based payment processing software and merchant services that enables small and medium-sized businesses to accept online payments, manage their billing and invoicing processes, and streamline their financial operations. Founded in 2005, PaySimple has built a reputation as a reliable and user-friendly platform that empowers businesses to efficiently manage their […]