IPP Europe

Enable ApplePay with SimpleCheckout

About SimpleCheckout SimpleCheckout is IPP’s Payment Application designed to simplify payment processing. It seamlessly integrates multiple Acquirers into your gateway with a single click. Recognizing the importance of testing before deploying in a live environment, we have developed a testing service that can be toggled on or off as needed. By default, this testing service […]

Enable MobilePay with SimpleCheckout

About SimpleCheckout SimpleCheckout is IPP’s Payment Application, which decrease the complexity of processing a payment. SimpleCheckout connects a number of Acquirers to your gateway with a single click. we do understand the needs of testing before going into production, and have due to this designed a testing service that can be enabled and disabled as […]

Response Codes

Overall error codes Error Code Explanation ACK Ok NOK Transaction could not be confirmed Specific Error Codes Error Code Explanation 0 Ok 1 Generic error 10 Incorrect usage of the Trust Payments API 10003 Invalid card details 10100 Invalid date 10101 Invalid date/time 10102 Invalid details 10103 Card number does not match card type 10200 […]

What is Address Verification Service

Address Verification Service (AVS) is a security measure used by credit card processors to verify the user’s address during a transaction. It helps prevent fraudulent transactions by matching the billing address provided by the user with the address on file at the credit card company.

What is a Card Verification in Card Not Present

Card Verification in Card Not Present transactions refers to the process of validating the authenticity of a credit or debit card when it’s not physically presented. This is typically done by requesting additional information like the Card Verification Value (CVV) or billing address, ensuring that the person making the transaction is the legitimate cardholder.

Enable Authorize.net on IPP

Harness the innovative power of IPP, coupled with the robust capabilities of Authorize.net as your underlying payment processor. This strategic collaboration enables your company to bypass the need for direct logins at Authorize.net, streamlining your operations. Take complete control of the user experience, keeping it under your own domain for a seamless and consistent brand […]

What is a Recurring Payment

A recurring payment is a regularly scheduled transaction that automatically withdraws funds from your account, typically on a monthly basis. This is often used for bills like utilities, subscriptions, and loan payments. It eliminates the need for manual payments, ensuring you never miss a due date and incur late fees.

What is a Credit Card Issuer

A credit card issuer is a financial institution, like a bank or credit union, that provides consumers with credit cards. They set the terms of the card, including interest rates and fees, and are responsible for billing the cardholder for purchases made with the card.

What is Credit Card Scheme

A credit card scheme refers to the network of financial institutions that process credit card transactions. It includes card issuers like banks, and card processors like Visa or MasterCard. These schemes set the rules for transaction processing, fraud liability, interchange fees, and establish security standards.

What is a Card-Not-Present Transaction

A Card-Not-Present transaction refers to a payment made where the cardholder does not physically present the card for a merchant’s visual examination. This typically occurs in online shopping, telephone orders, or mail orders. The risk of fraud is higher in these transactions due to the inability to verify the customer’s identity directly.